🎉 Detty December is loading. Start your ajo now.

Who never pay? Padi knows.

Run your ajo, collect aso-ebi money, split bills and contributions. Share one link in the WhatsApp group, everybody taps "I don pay", and Padi reminds whoever is owing. You no need to be the bad guy.

Free to startMembers don't need an accountPadi never holds your money
Built for how we do money

One app for every "abeg, pay your part".

🤝🏾

Ajo & esusu

Whose turn to collect, who has paid this round, and who is reliable. No more long argument.

👗

Aso-ebi

Fabric pictures, packages, sizes and colours for the tailor, and who has paid, all on one list.

🍽️

Split the bill

Birthday dinner, trip, house bills. Padi works out each share and tracks who has paid.

🎁

Contributions

Office gift, wedding support, church project. Collect from everybody without chasing.

How e dey work

Set it up in under a minute.

1

Start a group

Pick ajo, aso-ebi, split or contribution. Paste your people's names from WhatsApp. Done.

2

Share one link

Drop it in the WhatsApp group. Members see the account to pay into and tap "I don pay", with a screenshot if they like.

3

Padi chases the rest

You confirm with one tap. Padi writes the reminders for whoever is owing, even as a voice note.

An ajo circle showing whose turn it is and who has paid
Ajo with receipts

Everybody sees the list. Nobody can argue.

Set the payout order once. Padi shows whose turn it is, the date of every round and who has paid.

  • Collection order and dates for every round
  • The collector's account shown to everybody
  • A trust score for who pays on time
An aso-ebi list with packages and who has paid
Aso-ebi, sorted

From "which colour again?" to tailor-ready.

Show the fabric, set the packages, and let AI turn the WhatsApp replies into one clean list for the tailor.

  • Fabric pictures on the shared link
  • Packages like "Fabric only" or "Fabric + gele"
  • Sizes and colours list for the tailor, made by AI
Choosing a reminder tone
Reminders with attitude

Gentle, sassy or last warning. You choose.

Padi writes the reminder and opens WhatsApp with it ready. Send it as text, or as a voice note in a Nigerian voice.

  • Reminder tones for every kind of padi
  • Voice-note reminders
  • A 9am nudge until everybody pays (Plus)
The page members open to say they have paid
The "I don pay" link

Your members need nothing but WhatsApp.

No download, no account. They open the link, see where to pay, tap their name and add a screenshot. You confirm in one tap.

  • Works on any phone browser
  • Phone numbers never show on the link
  • AI checks payment screenshots and bank alerts for you
Detty December

Detty December no dey pay itself.

Owambes, homecomings and that trip your group chat has planned since June. Start the ajo now, sort the aso-ebi early, and split the costs the clean way.

💰A December ajo, so everybody's turn lands before the parties
👗Aso-ebi lists sorted before the tailor stops picking calls
✈️Trip costs split, with everybody's share on one link
Trust

Your money never passes through Padi.

Members pay the organiser directly. Padi only keeps the list, sends the reminders and shows who has paid.

🏦

No middleman

Transfers go straight to the collector's bank account. Padi never holds, moves or invests money.

🔒

Private by default

Only people with your link can see the list. Phone numbers and payment screenshots stay with the organiser.

🗑️

Yours to delete

Delete a group or your whole account from the app at any time, and it is gone from our servers.

Pricing

Free for everybody. Plus for organisers wey dey run things.

Free

₦0

2 groups at a time, up to 30 people each. Reminders, the "I don pay" link and Ask Padi. Members always use Padi free.

Padi Plus ✨

₦1,500/month

Or ₦12,000 a year. Unlimited groups, automatic 9am reminders, 3 extra reminder tones, PDF statements and no Padi branding.

Event Pass 🎉

₦2,500 once

For one big aso-ebi or contribution list above 30 people. No subscription.

Sell fabric, gele or cakes?

Show your business on aso-ebi lists and on the pages guests open to pay. ₦5,000 for 30 days.

List your business

Invite friends, get Plus free

For every friend who joins with your link and starts their first group, you get a month of Plus. Up to 12 months.

Get your invite link

FAQ

Questions wey people dey ask.

Is Padi a bank or a savings platform?

No. Padi never holds your money. Members pay the organiser directly, and Padi keeps the record and sends the reminders.

Do my members need to download the app?

No. They open the link you share on WhatsApp, in any phone browser. Only the organiser uses the app.

Is it really free?

Yes. You can run 2 groups at a time for free, for as long as you like. Padi Plus is for organisers who run many groups or want automatic reminders.

Can Padi tell who has paid from my bank alerts?

Yes. Paste your bank alerts or add a screenshot, and Padi's AI matches them to the people on your list. You confirm before anything is marked paid.

When are the iPhone and Android apps coming?

Very soon. You can use everything on the web today at mypadi.ng, and your groups move with you when you sign in on the app.

How do I delete my account?

In the app, tap Plus on the home screen, then Delete my account. More about deleting your data.

Make Padi the one who chases.

Start your first ajo, aso-ebi list or split in under a minute. Free, on any phone.