Run your ajo, collect aso-ebi money, split bills and contributions. Share one link in the WhatsApp group, everybody taps "I don pay", and Padi reminds whoever is owing. You no need to be the bad guy.
Whose turn to collect, who has paid this round, and who is reliable. No more long argument.
Everybody pays in every month and the money stays for needs and emergencies. Every naira in and out, on record.
Solo or with your people. Padi plans the days, finds stays and flights in budget, then splits it or tracks your savings.
Fabric pictures, packages, sizes and colours for the tailor, and who has paid, all on one list.
Birthday dinner, Uber, house bills. Padi works out each share and tracks who has paid.
Office gift, wedding support, church project. Collect from everybody without chasing.
Pick ajo, family purse, aso-ebi, a split, a contribution or a trip. Paste your people's names from WhatsApp. Done.
Drop it in the WhatsApp group. Members see the account to pay into and tap "I don pay", with a screenshot if they like.
You confirm with one tap. Padi writes the reminders for whoever is owing, even as a voice note.
An organiser starts an office ajo, shares the link, and Zainab taps "I don pay" from her phone. No app download needed for members.
Set the payout order once. Padi shows whose turn it is, the date of every round and who has paid.
Show the fabric, set the packages, and let Padi turn the WhatsApp replies into one clean list for the tailor.
Padi writes the reminder and opens WhatsApp with it ready. Send it as text, or as a voice note in a Nigerian voice.
No download, no account. They open the link, see where to pay, tap their name and add a screenshot. You confirm in one tap.
Everybody drops their part every month. Nobody collects; the money waits for school fees, hospital bills and the emergencies life brings.
Tell Padi where and when. It plans each day, finds real stays and flights in your budget, and keeps you on track to go.
Type who, how much and what for. Padi writes the reminder in your tone and language, and reads it as a voice note. No sign-up.
Let Padi send these for you. Start free
Owambes, homecomings and that trip your group chat has planned since June. Start the ajo now, sort the aso-ebi early, and split the costs the clean way.
Members pay the organiser directly. Padi only keeps the list, sends the reminders and shows who has paid.
Transfers go straight to the collector's bank account. Padi never holds, moves or invests money.
Only people with your link can see the list. Phone numbers and payment screenshots stay with the organiser.
Delete a group or your whole account from the app at any time, and it is gone from our servers.
Everything in Padi, plus the tools that make your groups run by themselves, and a look your members will notice.
₦1,500 a month, or ₦12,000 a year.
Get Padi PlusA gold card with your own member number, in Apple Wallet and Google Wallet. It shows what you collected this month.
At the party, guests scan a code and spray from their phones. Naira notes rain on the big screen with their names, and the money lands straight in your account.
A nudge at 9am every day until everybody pays. Choose from extra reminder tones and voice notes.
Every link you share carries the Plus look and an "Organised with Padi Plus" badge. Members know it's serious.
Hide your account number on the link, so everybody pays online and shows as paid by themselves.
Unlimited groups of any size, PDF statements for your records, and no Padi branding.
₦0
Everything free for your first 90 days: 2 groups at a time, up to 30 people each. After that, 1 group of up to 10 people. Members always use Padi free.
₦1,500/month
Or ₦12,000 a year. Unlimited groups, automatic reminders, your gold member card, money spraying and the Plus look on every link. See everything
₦2,500 once
For one big aso-ebi or contribution list above 30 people. No subscription.
Show your business on aso-ebi lists and on the pages guests open to pay. ₦5,000 for 30 days.
For every friend who joins with your link and starts their first group, you get a month of Plus. Up to 12 months.
No. Padi never holds your money. Members pay the organiser directly, or online through Paystack, and the money goes straight to the organiser's bank account. Padi keeps the record and sends the reminders.
No. They open the link you share on WhatsApp, in any phone browser. Only the organiser needs the app or the website.
Switch on Collect online in your group. On the link, each member taps their name and pays by card, bank transfer or USSD through Paystack, or gets their own account number for that group. Once the money lands, they show as paid by themselves. You don't need to check screenshots.
When a member taps their name on the link, they can get an account number that belongs only to them, for that group. They transfer the exact amount from any bank app. Paystack sends the money straight to the collector, and Padi marks them paid within a minute.
Yes. Payments go through Paystack, a licensed Nigerian payment company. Padi never sees card numbers or PINs. Padi will never ask for your card details, PIN, BVN or the codes we send you.
Yes. Your first 90 days are fully free: 2 groups at a time, up to 30 people each. After that the free plan runs 1 group of up to 10 people, and groups already running are never cut off. Members always use Padi free. When members pay online, they pay a small charge, shown before they pay: 1% under ₦10,000, ₦100 up to ₦1,000,000, and ₦500 above.
Unlimited groups, a 9am reminder every day until everybody pays, extra reminder tones, PDF statements and no Padi branding. You also get your gold member card in Apple Wallet or Google Wallet, money spraying at parties, the Plus look on every link, and the option to take online payments only. ₦1,500 a month or ₦12,000 a year. See Plus
It's for Plus organisers. Make a contribution where people give what they like, switch on Collect online, then Money spraying. Tap Open the big screen and show it on a TV, projector or laptop at the party. Guests scan the code, type their name and spray from their phones. Each spray rains naira notes with their name on the screen, and the money goes straight to the celebrant's account. Guests don't need Plus or an account.
Open Padi, tap Plus, then Add to Apple Wallet on iPhone or Add to Google Wallet on Android. The card updates by itself with what you collected this month.
Every Plus member has their own 16-digit member number. Tap your card on the Plus screen to see it in full. Quote it when you contact Padi for help, and friends can use it to join Padi through you.
To check that the email and phone number are really yours, we send one code to your email and another to your phone by WhatsApp or SMS. If the email code is not in your inbox, check your spam or junk folder.
Yes. Tap New, then Contribution, then Save for a goal. Say what it is for, how much and by when. On your own, Padi breaks it into a weekly or monthly amount, reminds you on save day and keeps count, and your money stays in your own account. With others, Padi shares the target between everyone, and each person pays their part on the link.
Yes. Paste your bank alerts or add a screenshot, and Padi matches them to the people on your list. You confirm before anything is marked paid.
Yes. Groups can run in naira, pounds, US dollars, euros or Canadian dollars. Abroad, add how members should pay you (UK bank, Zelle, Interac, IBAN and more) and they pay you directly. Online payment through Padi works for naira groups for now.
Padi is on Google Play for Android. The iPhone app is coming soon. Until then, iPhone users can do everything at mypadi.ng in Safari, and your groups move with you when you sign in on the app.
In the app, tap Need help? on the home screen and ask Padi. If Padi can't sort it out, a person from the Padi team will help you on WhatsApp. You can also email [email protected].
In the app, tap Plus on the home screen, then Delete my account. More about deleting your data.
Start your first ajo, aso-ebi list or split in under a minute. Free, on any phone.
